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Meet Your Broker
As the founder and host of the Borderless Blog and Podcast, James is very familiar with the nomadic and expat way of life. After helping hundreds of people move, work and invest internationally he has an intimate understanding of their unique needs and challenges.
As a third culture kid, Navy brat and serial entrepreneur from a young age he has always been comfortable with living and working in different places and with different cultures of people.
James joined the US Navy straight after high school and served four years on the USS Bataan during which time he deployed to Operation Enduring Freedom in Iraq. After his term was up he used the GI Bill to get a degree in international business from St. Louis University in Madrid, Spain. Since then he has lived and worked internationally and helped others to do the same with his blogs, podcasts, videos, and consultations.
His mission in all of his work is to help entrepreneurs and investors navigate through the information age. This means staying on top of all of the new tools and business practices in our increasingly borderless world.
Best product for expats looking for insurance away from home. They have some great deals and the staff is always willing to help. Plus, they create some great content about foreign cultures and travelling.
Good people and easy to work with. I didn't have any problems when I had to call them =)
great deal of insurance, when traveling abroad either for vacation or long stay. the staff was super helpful at all times even in places and times where normal insurances don't reach.
Benefits Of Choosing Us
We are an independent brokerage not tied to any one insurer, explore all our options today.
Whether you are retired on a budget or looking for a high end plan, we can help match a policy to you.
We have all been expats at one point in our life and understand in depth the world of international insurance.
Take Advantage of our quick response support team to answer any questions you may have.
Here are some common questions we get.
Do you cover pre-existing conditions?
Most of our providers do NOT cover any major pre-existing conditions, at least not fully. You will most likely receive an exclusion or an increased deductible for any specific conditions you may have. We do however have a variety of insurers with that accept different actuary risk, and maybe able to get you a more favourable offer than from other agents. If you are a US citizen, we also have one provider that may accept your conditions.
What ages can you insure?
Most major medical policies insure up to the age of 75. If you are older than 75, we do have senior only plans available, or medical evacuation options up to the age of 85.
Do I need to do a healthcare exam?
If you are healthy and under the age of 65, you most likely will not need to do an exam. If you have an existing condition, the insurer may request medical records with a current status of the condition, or a lab test to find out the current status. If you are over 60 or 65, some of our carriers require a simple physical with test like an ekg and blood work.
Do you cover the coronavirus?
Yes, the majority of our providers have waived their pandemic exclusions temporarily and are covering covid from day 1 of the policy. We also have providers that do not have pandemic exclusion at all, that covered covid from the beginning of the pandemic.
What countries do our insurers cover?
We work with both global insurers that can practically insure you in any country in the world, as well as with more localized insurers that specialize in regions like Latin America. We cannot help you if you live in a country with sactions for trade from the United States Department of State, including countries like North Korea, Iran, etc.
Can you cover me if I have a unique situation?
Please take some time to talk to one of our brokers to answer any questions you may have. Chances are we have heard it before and will be able to help you, or point you in the right direction if we cannot.
Please fill out the form above for a broker to contact you.